At Contego Capital, we believe risk management is a key part of an individual, family or organization’s financial life. Contego Capital Benefits allows our advisors to provide precise advice and the products needed to execute any risk management plan.
Our Commitment
It is our commitment to provide our customers with personalized service, ideas & products to help get the perfect insurance coverage.
Our Mission
- Full-service benefits & insurance agency
- Friendly, personal approach to helping you find exactly what you want
- We listen to your needs & provide you with solutions
- Centered on a passion to help people when they need it the most
Learn More by contacting Matt Wicklund at matt@contegocap.com or 952-697-2570
Our agency provides personalized, end-to-end Medicare guidance — from explaining your eligibility and enrollment windows to comparing plan options side by side and helping you enroll in the coverage that best fits your health needs and budget. Navigating Medicare's multiple parts, deadlines, and plan types can be complex, and our licensed Medicare specialists simplify the process at no cost to you.
We help clients evaluate and enroll in:
- Medicare Advantage (Part C): Bundled plans that often include prescription, dental, and vision coverage beyond Original Medicare
- Medicare Supplement (Medigap): Policies that cover out-of-pocket costs not paid by Original Medicare Parts A and B
- Medicare Part D: Standalone prescription drug plans rated and compared by formulary, premium, and pharmacy network
An annuity is a financial product issued by an insurance company that converts a lump-sum payment — or a series of contributions — into a guaranteed stream of income, either immediately or at a future date. For retirees concerned about outliving their savings, annuities provide predictable, lifelong income that Social Security and market-linked investments alone may not guarantee.
Life insurance is a contract between you and an insurer in which you pay regular premiums in exchange for a tax-free death benefit paid to your beneficiaries upon your passing. The right policy depends on your coverage goals, budget, and timeline — and our licensed agents help you evaluate all three before recommending a plan.
- Term Life Insurance: Provides coverage for a defined period (10, 20, or 30 years) — the most affordable option for income replacement during working years
- Whole Life Insurance: Offers permanent coverage with a guaranteed death benefit and a cash value component that grows over time
- Universal Life Insurance: A flexible permanent policy that allows you to adjust premiums and death benefits as your financial situation evolves
Our agency specializes in three core financial protection products: Life Insurance, Annuities, and Medicare. Together, these offerings are designed to help individuals and families protect their income, grow their retirement savings, and secure comprehensive healthcare coverage — regardless of where they are in life.